Special assessments of $2k-$5k hit owners with no warning for renovations they never approved

Timeshare resorts levy one-time special assessment fees of $2,000 to $5,000 on top of annual maintenance fees for capital projects like roof replacements or lobby renovations, often with 30-60 days notice and no owner approval required. A Hawaii resort billed owners $2,400 on top of their $2,944 annual fee in 2025, and a Lake Tahoe resort assessed $970 per owner for a $3.5 million renovation. This persists because the resort's CC&Rs grant the HOA board unilateral authority to levy assessments, the developer-controlled board has no fiduciary duty to minimize costs to owners, and owners who refuse to pay face the same foreclosure and collections consequences as defaulting on the annual fee.